The No Spend Year by Michelle McGagh

£9.99
Available
Product Ref. (e.g. ISBN, SKU)
9781473652156
Published:
11 Jan 2018
Format:
Paperback
Number of pages:
210 pages
Dimensions:
196x128x16mm
Weight:
0.180kgs
Author:
Michelle McGagh has been writing about money for over a decade. You'd think that would make her a whizz with her own cash, right? Wrong! Spending with abandon and ignoring bank statements were her modus operandi. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Then Michelle discovered minimalism and sold 80% of her belongings. This was the first step to reining in her finances, and the second was to apply minimalism to her spending habits with a year-long spending ban. The aim: to pay off a huge chunk of her mortgage. She pays her bills and she has a minimal budget for her weekly groceries and household essentials but otherwise Michelle doesn't spend any money at all.

Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more.

Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't.

Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all.

She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better.

The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

About the Author: Michelle McGagh is a freelance personal finance journalist who has been writing about money for over a decade for titles including The Guardian, City Wire, AOL and Money Observer, as well as regular TV appearances as a financial commentator. Michelle lives in London with her husband Frank and their huge mortgage.

More Information
Number of pages 210

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